Can I opt out of any/all benefits?

Yes. You can opt out of any/all of the benefits offered by your employer for yourself (and your family members, if applicable).

You will be provided the option to opt out through the Platform during open enrollment. 

To opt out, click the DECLINE button on the corresponding benefit page. 

NOTE: If you choose to decline coverage in an offered benefit, you will not be able to enroll again until next year’s open enrollment – except under certain qualifying events (e.g. getting married, having a baby, losing coverage, spouse losing their coverage, etc.)