What happens to my benefits if I take an unpaid leave of absence?

If you go on an unpaid leave of absence that extends beyond 30 calendar days, your employer insurance premium contributions will no longer be paid by your employer.   To keep your individual health insurance benefits, you will need to contact your health insurance carrier directly to make the premium payments. Premium payments are due on the 1st of each month and have only a 30-day grace period. 

If you return to work after an unpaid leave of absence, your employer will begin making the monthly employer premium contribution payments again. The monthly payments will begin on the 1st of the month after you return to work.  If you let your health plan coverage lapse due to non-payment of premiums, you will be eligible to re-enroll on the 1st of the month after you return to work.