Why does the Enrollment Platform show that I am automatically selected for Medicare?

Based on your age, the Enrollment Platform recognized that you are eligible to be enrolled in Medicare.  Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities and people with permanent kidney failure. You are eligible to sign up for Medicare 3 months before you turn 65 and until 3 months after the month you turn 65. 

Medicare eligible employees who are already receiving the Medicare Part A benefit (or soon will be) are strongly encouraged to elect Medicare as their ICHRA product over an individual health plan in order to avoid potential penalties.  If you are eligible for Medicare and elect an individual health plan instead of completing your enrollment in Part B, you may face serious consequences.

For example:

• There could be a delay in your Medicare coverage start date. If you do not sign up for Medicare Part B (medical insurance) during your initial enrollment period, you will have to wait for the general open enrollment period (Jan.1 to March 31), and then your coverage wouldn’t begin until July of that year.

• In addition, you may have to pay lifetime penalties for late enrollment in Medicare and your premiums may increase by 10 percent or more.