What happens if I have a Marketplace plan that is less expense than the plans SureCo is offering?

Because your employer offers contributions toward health plan premiums, our plan offerings are considered "affordable" by IRS guidelines. This means that because you are offered an affordable health plan from your employer, you no longer qualify for a subsidy or premium tax credits though the marketplace. 

Waiving benefits offered by your employer and keeping your Marketplace plan can have financial ramifications including penalties with the IRS.