My dependent is turning 26, what do I do now?

It is important to reach out to your carrier and verify if your dependent will be removed from the policy on their birthday, at the end of their birth month, or the end of the year. Not all carriers handle 26-year-olds the same, so it is imperative to reach out and verify what happens next.

If your dependent is being removed on their birthday or at the end of their birth month, you will want to do the following:

• Check with their employer and join their group plan.
• Check the state or federal insurance marketplace and purchase an individual plan.

Fortunately, there are many options out there for a 26-year-old dependent. Depending on the scenario, they may even be eligible for subsidies towards purchasing a marketplace plan.